About

The Brokers Network is a national distributor of Life, Annuity, Long-Term Care, Disability Income, Retirement and Specialty insurance products. Based in Central Florida and locally owned, The Brokers Network has been serving the needs of insurance and financial services professionals for over fifty years.

The Brokers Network is a member of LIBRA Insurance Partners (LIBRA), an insurance marketing organization dedicated to serving independent insurance producers, brokers and financial institutions. Formerly known as LifeMark Partners and BRAMCO Financial Resources, LIBRA exists to leverage strategic relationships, expertise and innovation to expand life insurance distribution for the benefit of all stakeholders.  LIBRA is the largest independent distributor of life insurance in the United States and generates approximately $2 billion in new premium annually.

The Brokers Network is a member of the National Association of Independent Life Brokerage Agencies (NAILBA), a the trade association representing independent brokers and brokerage general agencies committed to providing American consumers with various financial and retirement security products such as life and health insurance, annuities, and other supplemental benefits.  NAILBA advocates on behalf of more than 300 independent brokers and brokerage general agencies who produce over $20 billion in annualized premiums.

Because no one insurance company can offer the right solution for every one of your clients, The Brokers Network has relationships with over 60 insurance companies. Our broad portfolio gives us the ability to work with you to construct the best possible solutions for the unique needs of each one of your clients. When you partner with The Brokers Network, we in effect become your back-office, giving you access to the most competitive Life, Annuity, Long-Term Care, Disability Income, Retirement and Specialty insurance products in the industry.

Our staff of industry professionals will add value and save you time and money by taking care of your non-productive tasks.

• Monday Morning Coffee
  This exclusive industry newsletter is emailed weekly to keep you current on products and industry changes.

• The Term Warehouse
  Because price should never be the sole determining factor in any acquisition, the Term Warehouse narrows the field of over 250 covered products to the best options based on age, gender, nicotine/tobacco usage, death benefit, modal factors, underwriting guidelines/requirements, product convertibility, living benefits and the financial stability of the issuing life insurance company. Products are scored relative to the other available products in a given guarantee period and ranked accordingly. The Term Warehouse is the most comprehensive term comparison system available in the industry and exclusive to The Brokers Network.

• Life Trends
  A semi-exclusive online benchmarking tool tracking 2.5 million universal life data points. We can provide you comparisons of price for guarantees to age 90, 100, 105 or lifetime for all underwriting classes and multiple premium payment patterns. We can compare distributions of max funded IUL and VUL products at different crediting rates. We can prepare these benchmarks in minutes. This is important information that would take days for another Brokerage General Agency to create.

• Direct to Re-Insurance Underwriting
  We have the resources, the technology and the experience to shop even your most difficult life insurance cases. We can shop your qualifying life insurance clients who have been recently rated or declined directly with a re-insurance carrier to get the best policy offer for them. This process is unique and exclusive to our agency and other LifeMark Partners.

• Income Annuity Warehouse
  One of the most comprehensive presentations available, the Income Annuity Warehouse offers a customized report of all available fixed annuity income riders based on your clients unique situation. The Income Annuity Warehouse will allow your clients to pick the option based on when they want to retire and will make you a Retirement Income Planning specialist.

• Exclusive Life Insurance Income Replacement Prospecting Tool
  We can provide you with your own website that will allow your clients to discover the fortune of their future earned income and the low cost to protect. You will receive emails from qualified interested prospects. This is the future of term life sales.

• Life Insurance Performance Evaluation
  Performance Evaluation is a planning concept designed to assist your clients in exploring the need to review existing life insurance policies and comparing those to current market offerings. If the policy is failing to meet your client’s specific needs, an alternative recommendation is made (subject to new underwriting). It is recommended that you perform some type of policy review of your clients universal and whole life policies at least every other year. Click here for a sample presentation.

• Case Design & Illustration Support
  When you have a challenging case, we will make a recommendation based on the facts provided as to which companies and products are best suited for your client’s unique situation. We will then provide the corresponding illustrations and required forms to write up the case.

• The Contracting Warehouse
  The Contracting Warehouse is your virtual contracting assistant. All your pertinent information will be stored securely in the Contracting Warehouse to make your new appointments with our companies a paperless and painless.

• Case Management
  Once you submit a case, we will handle all the details. Our case administration team will order all the required medical and financial requirements and start gathering medical records just as soon as possible. Our imagining system is directly linked to all our high volume companies allowing for swift and accurate submission of your applications. The case administration team will continue to work your cases until the best possible offer is made.
• Online Resources
  Because you must to be able to meet the needs of your clients based on their schedule, our website is available 24 hours a day, 7 days a week offering the following services:

• Direct from Insurance Company
  Agents, Advisors and Agencies are paid direct from the issuing insurance company on over 500 insurance products.  In most cases, the direct compensation is vested immediately.

• Production Bonus
  On select insurance products, Agents, Advisors and Agencies can earn additional compensation based on their overall production with The Brokers Network.

• Profit Sharing
  Qualifying Agents, Advisors and Agencies have the opportunity to purchase shares in LifeMark RE and participate in the long-term profitability of the life insurance they place with select insurance companies.