Lincoln National’s TermAccel & LifeElements Term plans are now available in Vive for all states except New York. Vive is an exclusive term life insurance submission platform only available to LIBRA Insurance Partners and also includes term products offer by American General, Banner Life, Pacific Life, Principal, Protective, Prudential, United States Life NY and William Penn NY. Vive simplifies the submission of your term life business with a fairly uniform process with only a few variations from company to company. Contact us to learn more about Vive or to schedule a demo.
American General and United States Life NY are now offering Accelerated Underwriting through Vive for all Select-a-Term guarantee periods in all states. The process is available for issue ages 20-59 for a maximum face amount of $1,000,000. Currently, American General’s accelerated underwriting processes for term and IUL are separate so please contact us prior to submitting for situations where both term and IUL are being applied for with American General or United States Life NY.